Quoting Sherrard, Cameron on Monday February 18, 2002:
| 
| You don't add anything educational or informative to this list except "I
| think we should kick their ass BIG time" and then you go on to say "anyone
| got a plan ?". Are you a leader or a follower ? 
| It seems at least ING have their own ideas, their own iniatives and it seems
| the first to introduce new products into the Australian market - The
| foundation of a business I would think. Does that make them one of the
| leaders or the followers in the marketplace ?

While I agree the other poster didn't really have anything of value to
say, I don't think companies that raid the AUNIC database and use it to
send deceptive renewal notices, or even other commercial material, are
innovative or defensible.

kim